So I've often thought, when I get my car and have a good $20k into it or more, what insurance can I use to "protect" the value of the car so that if it gets hit, a small fender bender won't "total" it.
I don't think any "normal" insurance company is going a assess a 1985 Capri for more than $5k. Even as a collectible ascMcLaren, I doubt the book value is much more.
-Mike
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